Financial Venting

I worked this summer to get free of debt. I got one credit card paid off and that's a huge deal. That's the best thing I've done for myself financially probably in my entire life. So, I thought I was doing well. Well, my renters are moving out of my house a month early. And I realized I don't have enough in savings to return their deposit to them. So not only will I have to likely pay my mortgage this month, plus my rent, but I will also owe my renters their deposit. I am freaking out.

After the divorce, I just was completely stupid. Now, I'm wishing that I had established myself so I had some sort of savings. Anything. I have nothing. When I think about monthly budgeting decisions, it seems too stressful to think about, and then it comes down to something big like this and I am screwed. The thing about this is it's not like a car repair where I can just put it on credit. I need some sort of cash to give back to them. What am I going to do?

Stupid Money

Dear Mr. MoneyPants, the Financial Planner,

No. I do not want to save money for my children's education. I do not have children. This would entail finding someone to agree to marry me. That's a heavy feat. Do I care how much is in my whatever so-and-so account? No. Do I even know how much is in there? No. I just care about having a normal checking account and a normal savings account. That is all the financial stress I can manage. If I die and someone has to pay for my little self to be cremated, that is ok with me at this point. I do not have the mental capacity to make a decision to save $20 a month for funeral expenses. I do not think about saving for vacation. And I do not think about how much I need somebody to pay me in my retirement. TMI. This is what somebody else is for. Anybody else. Somebody make me a budget and tell me what to do.

All this talking about money makes me sick to my stomach. Thanks for trying to help, Mr. MoneyPants.